The studio

Products built and operated in-house.

The studio builds and runs its own products end-to-end. Three are live or in development today.

Live

NSPPD / SOJI

A subscription devotional app for a global ministry.

A subscription devotional mobile app built in partnership with Streams of Joy International, the ministry behind the NSPPD daily prayer broadcast. It extends daily discipleship beyond the broadcast and replaces the cost and logistics of physical devotional distribution with a digital product.

  • Daily audio devotionals with offline access
  • Integrated Bible, prayer lists and reminders
  • Searchable archive of past devotionals
  • Multilingual support and a sermon library
  • Admin-driven push to every user from one console

React Native · GCP autoscaling · Paystack / Flutterwave / Stripe · PostHog

Built for a global congregation

The NSPPD audience spans continents, and the app is built for that — multilingual content, offline access for unreliable connections, and infrastructure sized for broadcast-day surges.

Payments that follow the user

Subscriptions work wherever the user is — local rails in Nigeria, regional and international processors elsewhere, plus Apple and Google billing — across multiple currencies.

In the ministry’s hands

The ministry team publishes content, schedules devotionals and reaches every subscriber from a single console — no engineers required for the day-to-day.

Building

Kasho

The financial-intelligence layer for Nigerian banks.

A B2B financial-intelligence platform. Its first product, Kasho Enrich, is a Nigerian transaction-classification and merchant-enrichment API. Nigerian transaction feeds are unreadable — NIP reference strings, Interswitch routing codes, truncated POS descriptors, USSD codes. The data exists; it is locked behind formats designed for interbank clearing, not analysis. Kasho unlocks it.

  • Raw descriptor in, structured intelligence out — in under 200ms
  • Merchant name, logo, category, branch and GPS coordinates
  • Handles every Nigerian type: POS, NIP, USSD, ATM, card-online
  • A confidence score on every classification
  • Standard REST · NDPA-compliant · runs in the client perimeter

REST API · sub-200ms · NDPA-compliant

Talk to us about Kasho
POST /enrich · json
{
  "merchant": {
    "name": "Shoprite",
    "branch": "Ilupeju",
    "category": "groceries",
    "coordinates": { "lat": 6.5528, "lng": 3.3515 }
  },
  "classification": {
    "category": "groceries",
    "subcategory": "supermarket",
    "confidence": 0.97
  },
  "subscription": { "is_subscription": false, "is_recurring": false }
}

Verified, not guessed

Merchant identities are verified, not inferred — so the name, category and location a bank puts in front of its customers can be trusted at face value, including the street-level businesses no map or registry knows.

Accuracy that compounds

Every transaction processed makes the classification sharper. Banks that integrate early get a system that keeps improving underneath them without another integration.

What comes next: Kasho Advisory

Downstream of Enrich sits Advisory — an intelligence layer inside the bank’s own app that turns clean transaction data into personalised financial guidance and product recommendations.

Prior venture · Acquired 2025

Grip

Years of unbundling left the average Nigerian juggling five to eight fintech apps. Grip was the re-bundling play: one card and one spending view across every linked account — automatic fallback when a card declines, cross-account budgeting, and payments in 200+ countries. For fintechs without a card program, it was a card strategy out of the box: one integration, and their customers carry a card from day one. Co-founded by Nelson and acquired in 2025.

  • PCI-DSS certified
  • Stellar Development Foundation grantee
  • 2nd · Wema Hackaholics 2023
  • 2× Best-Designed Fintech nominee

Want early access to what we're building?

Kasho and Betlink are in active development. Tell us your use case and we'll bring you in.

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